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Welcome to First Central Savings Bank!

News & Announcements

  • Click Here for Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
  • Click Here to learn about how to protect yourself from Identity Theft
  • Click here to Learn about your FDIC insured accounts
  • Export your online statements to QUICKEN or QUICKBOOKS
  • Login to Pay all your Bills Online for FREE! AUTOMATICALLY PAY Utility bills, Credit Cards, Auto Loans, Mortgages & MUCH MORE...
  • Safe deposit boxes available now at 30th Avenue, Astoria and Francis Lewis Blvd., Whitestone Locations!


Basic Banking Account and Visa Debit Card


Featured Products

SupremePLUS Overdraft Protection First Central Savings Bank's SupremePLUS Credit Line gives you the protection you need from overdrawing your checking accounts. Achieve piece of mind today with the SupremePLUS Overdraft Credit Line.

First Central Lock Box Services Opening a Lock Box Account with First Central Savings Bank saves you time and energy. You can open a Lock Box for any accounts receivable, such as your tenants' rent.

All of your payments go directly to the bank and are deposited in to your account. You then receive images of your deposited checks and the payment stubs.

Quick Email for Applications


Please print applications from the links above and bring completed applications to your local branch.

Contact us toll free at 1-866-400-FCSB (3272)



Access ID  

View Demo  |  En Español

FCSB Quick Tip: Do not use the AutoComplete feature of your web browser when logging in to any financial website.

Free Online Banking and Bill Pay! Click Enroll Now! to begin.

Promotional CD Rates:
Effective Date: 4/15/2014

Term Rate APY*
2 Year 1.29% 1.30%
3 Year 1.44% 1.45%
4 Year 1.49% 1.50%
5 Year 1.74% 1.75%

*Annual Percentage Yield (APY). Early withdrawal penalties may apply. Rates subject to change. $500 minimum balance required.

Commercial Loans!"

Please complete the application
and bring it to your local branch