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Savings

Passbook Savings
Statement Savings
Supreme Statement Savings
Jumbo Passbook
Term Deposit Certificates
IOLA

Business Passbook Savings

First Central Savings Bank Passbook Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $250 and you must maintain a minimum balance of $250 in the account each day to obtain the disclosed annual percentage yield.

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


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Business Statement Savings

First Central Savings Bank Statement Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $250 and you must maintain a minimum balance of $250 in the account each day to obtain the disclosed annual percentage yield

There is no limit on deposit or withdrawal activity and Business Statement Savings may be accessed 24 hours a day using an ATM. Transfers to and from Business Checking Accounts and Business Statement Savings Accounts may be made via ATM or online Internet banking service.

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


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Business Supreme Statement Savings

First Central Savings Bank Business Supreme Statement Savings Accounts keeps your money liquid and pays the higher competitive interest rate, to view current rates, go to Deposit Rates. The minimum to open an account is $15,000 and you must maintain a minimum balance of $500 in the account each day to obtain the disclosed annual percentage yield.

Your Business Supreme Statement Savings may be accessed 24 hours a day using an ATM. Transfers to and from Business Checking Accounts and Business Statement Savings Accounts may be made via ATM or online Internet banking service.

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


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Business Jumbo Passbook Savings

First Central Savings Bank Business Jumbo Passbook Savings Accounts pay competitively high interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $100,000 and you must maintain a minimum balance of $100,000 in the account each day to obtain the disclosed annual percentage yield. Interest begins to accrue on the business day you deposit non-cash items (for example, checks)

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded daily. Interest will be credited t your account monthly.


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Business Term Deposit Certificates

First Central Savings Bank Business Term Deposit Certificates Accounts are a good choice for funds that are not needed for current expenses. Certificates are available for various terms from as short as 7 days to as long as five years and in amounts as low as $500. Refer to our competitively high interest rates to view current rates, go to Deposit Rates. Interest begins to accrue on the business day you deposit non-cash items (for example, checks)

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded daily. Interest will be credited to your account monthly.


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IOLA

A First Central Savings Bank IOLA Account is a convenient place to pool your nominal and short-term client funds into one account with one statement.

 

 

 

 


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Promotional CD Rates*:
Effective Date: 8/21/08

Term Rate APY
6 Month 3.54% 3.60%
10 Month 3.20% 3.25%
1 Year 3.78% 3.85%
2 Year 4.07% 4.15%
5 Year 4.93% 5.05%

*$500 minimum balance required to open and earn APY.


GREAT RATES on
Commercial Loans!"


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