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Consumer

HELOC
Home Equity Loans
Mortgage Loans

Consumer Home Equity Lines of Credit

First Central Savings Bank offers a flexible and convenient home equity line of credit HELOC. You choose what you want to do with your home equity line of credit. Consolidate bills, remodel your home, take a vacation, buy a new car or boat or finance tuition or other expense.

The benefits are possible tax advantages – interest on a home equity line of credit may be tax deductible (consult a tax advisor), you may fix all or a portion of your credit line balance at a great low rate and quick credit approval.

 

 

 

 


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Consumer Loans

At First Central Savings Bank you can have funds available when you need them. Use a Consumer Home Equity Line of Credit for remodeling, debt consolidation, fund a vacation, pay for education or simply fund unexpected expenses. We offer quick access to line of credit funds on flexible terms and fixed rates. Apply today visit our Consumer Loan Professionals, we will answer all your questions with a smile.

 


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Consumer Mortgage Loans

At First Central Savings Bank Get a loan that meets your specific business needs. First Central Savings' Consumer Loans can help you plan a home purchase or refinance -- consider a Consumer Mortgage Loan. It offers a fixed rate, fixed monthly payments, and flexible terms. Our Consumer Mortgage Loans offer competitive fees, flexible repayment terms or fixed interest rates.

Talk to one of our Consumer Mortgage Loan Team banking professionals—they're talented, knowledgeable and will help you choose a credit solution to meet your needs.

 

HomeLoans@FirstCentralSavings.com

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Free Online Banking and Bill Pay! Click Enroll Now! to begin.

Promotional CD Rates*:
Effective Date: 8/21/08

Term Rate APY
6 Month 3.54% 3.60%
10 Month 3.20% 3.25%
1 Year 3.78% 3.85%
2 Year 4.07% 4.15%
5 Year 4.93% 5.05%

*$500 minimum balance required to open and earn APY.


GREAT RATES on
Commercial Loans!"


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