FDIC Coverage

First Central Savings Bank is a FDIC insured bank.  This means that you are insured by the FDIC up to the FDIC maximum for:

• Single Owner Accounts
• Joint Owner Accounts
• Revocable Trust Accounts
• Retirement Accounts

For further information, you can go to the FDIC web-site, www.fdic.gov, or call the FDIC, 1-877-ASKFDIC

ADDITIONAL FDIC COVERAGE

First Central Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.