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Glossary of Financial Terms

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G

Generally Accepted Accounting Principles
The standards of financial accounting established and followed by the accounting profession.

Grace Period
Deposits:
A specified number of days determined by individual clients which allows their customers extra days after maturity of a term account to affect the account before it renews.

Loans:
A specified number of days determined by individual clients which allows their customers additional days to make a loan payment. After the number of days has expired, the loan is considered delinquent and a late fee may be assessed.

Guaranteed Rate
An interest rate where a specified guaranteed return is given to investors who purchase loans.

Guardian
An individual, or other party named by a court to manage the person and/or property of a minor or incompetent.

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