Savings

Passbook Savings
Statement Savings
Supreme Statement Savings
Minor Savings
Jumbo Passbook
Term Deposit Certificates
IRA - Traditional
IRA - Roth
Holiday Club

Personal Passbook Savings

First Central Savings Bank Passbook Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $250 and you must maintain a minimum balance of $250 in the account each day to obtain the disclosed annual percentage yield.

-Personal Passbook Savings

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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Personal Statement Savings

First Central Savings Bank Statement Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $250 and you must maintain a minimum balance of $250 in the account each day to obtain the disclosed annual percentage yield.

There is no limit on deposit or withdrawal activity and Personal Statement Savings may be accessed 24 hours a day using an ATM. Transfers to and from Personal Checking Accounts and Personal Statement Savings Accounts may be made via ATM or online Internet banking service.

-Personal Statement Savings

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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Personal Supreme Statement Savings

First Central Savings Bank Personal Supreme Statement Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $15,000 and you must maintain a minimum balance of $500 in the account each day to obtain the disclosed annual percentage yield.

Your Personal Supreme Statement Savings may be accessed 24 hours a day using an ATM. Transfers to and from Personal Checking Accounts and Personal Statement Savings Accounts may be made via ATM or online Internet banking service.

-Personal Supreme Statement Savings

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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Minor Passbook Savings

First Central Savings Bank Passbook Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rate The minimum to open an account is $25 and you must maintain a minimum balance of $25 in the account each day to obtain the disclosed annual percentage yield. No monthly fee will be imposed.

-Minor Passbook Savings

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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Personal Jumbo Passbook Savings

First Central Savings Bank Personal Jumbo Passbook Savings Accounts pay competitively high interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $100,000 and you must maintain a minimum balance of $100,000 in the account each day to obtain the disclosed annual percentage yield.

-Personal Jumbo Passbook Savings

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded daily. Interest will be credited to your account monthly.

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Personal Term Deposit Certificates

First Central Savings Bank Personal Term Deposit Certificates Accounts are a good choice for funds that are not needed for current expenses. Certificates are available for various terms from as short as 7 days to as long as five years and in amounts as low as $500. Refer to our competitively high interest rates to view current rates, go to Deposit Rates. The minimum to open an account is $500 and you must maintain a minimum balance of $500 in the account each day to obtain the disclosed annual percentage yield.

-Personal Term Deposit Certificates

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded daily. Interest will be credited to your account monthly.

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IRA ACCOUNTS

First Central Savings Bank offers Traditional IRAs as well as Roth IRAs. The choice is yours. A Roth IRA? A traditional IRA? Or a little in both? Generally speaking, a traditional IRA can be beneficial if you are eligible to make pre-tax contributions and you expect your tax rate during retirement to be lower than it is today. On the other hand, a Roth IRA may be a wise choice if you expect your tax rate to be the same or higher during retirement. It depends on your own unique situation. You may find it helpful to discuss these choices with your tax advisor. IRA Accounts pay competitively high interest rates to view current rates, go to Deposit Rate

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Holiday Club Savings

First Central Savings Bank Passbook Savings Accounts pay competitive interest rates to view current rates, go to Deposit Rates The minimum to open an account is $25 and you must maintain a minimum balance of $25 in the account each day to obtain the disclosed annual percentage yield. No monthly fee will be imposed.

-Holiday Club Savings

Is an interest bearing account and we use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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