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Deposit Rates
Rates Effective for all First Central Savings Bank Branches From July 2nd, 2008
Savings
|
| Account Type |
Rate |
Annual Percentage Yield (APY) |
Minimum Balance Requirement |
| Passbook Savings |
0.50% |
0.50% |
$250.00 |
| Statement Savings |
0.50% |
0.50% |
$250.00 |
| Young Savers |
0.50% |
0.50% |
$25.00 |
| Holiday Savings |
0.50% |
0.50% |
$10.00 |
| Jumbo Savings |
1.24% |
1.25% |
$100,000.00 |
| Supreme Statement Savings |
1.24% |
1.25% |
$15,000.00 |
| Magellan Statement Savings |
2.23% |
2.25% |
$50,000.00 |
| DaVinci Statement Savings |
2.71% |
2.75% |
$100,000.00 |
| Rates and terms are subject to change without notice |
Money Market Account
|
| Balance Tiers |
Rate |
Annual Percentage Yield (APY) |
Minimum Balance Requirement |
| $500.00 to $24,999.99 |
0.75% |
0.75% |
$500.00 |
| $25,000 to $49,999.99 |
1.00% |
1.00% |
$500.00 |
| $50,000.00 and above |
1.24% |
1.25% |
$500.00 |
| Rates and terms are subject to change without notice. |
| Fees may reduce earnings. |
Certificate of Deposit*
|
| Term |
Rate |
Annual Percentage Yield (APY) |
Minimum Balance Requirement |
| 3 Month |
1.98% |
2.00% |
$500.00 |
| 6 Month |
2.23% |
2.25% |
$500.00 |
| 9 Month |
2.23% |
2.25% |
$500.00 |
| 10 Month |
3.20% |
3.25% |
$500.00 |
| 12 Month |
3.68% |
3.75% |
$500.00 |
| 14 Month |
2.76% |
2.80% |
$500.00 |
| 18 Month |
2.81% |
2.85% |
$500.00 |
| 24 Month |
3.78% |
3.85% |
$500.00 |
| 36 Month |
3.20% |
3.25% |
$500.00 |
| 48 Month |
3.25% |
3.30% |
$500.00 |
| 60 Month |
3.44% |
3.50% |
$500.00 |
| *Certificate of Deposits-A penalty may be imposed for early withdrawal. |
| All maturing Certificates of Deposit will renew at the IN-HOUSE RATES;however, Promotional rates are available only for customers who visit their branch. |
| Call your branch for promotional rates. |
Personal Checking
|
| Account Type |
Rate |
Annual Percentage Yield (APY) |
Minimum Balance Requirement |
| NOW Checking |
0.50% |
0.50% |
$500.00 |
| Senior NOW Checking |
0.50% |
0.50% |
$300.00 |
| Fees charged on some accounts may reduce earnings |
| Annual Percentage Yield assumes interest remains on deposit for one year with no withdrawals of principal or interest. |
| Rates and terms are subject to change without notice |
| * Penalty will be imposed for early withdrawal. |
Contact us toll free at 1-866-400-FCSB (3272)
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