|
Loan Rates
Rates Effective for all First Central Savings Bank Branches From July 1, 2010
Residential 5/1 ARM (Adjustable Rate Mortgage)
|
| Rate |
Points |
APR |
|
| 5.500% 1,2,3,4 |
0 |
5.670% |
|
Commercial Mortgages
|
| Term |
Rate |
Origination Fees |
Rollover Fees |
| 5+5 |
as low as 6.50% |
As Low As 0.50% |
Yes |
| |
| For additional Loan Products Information and rates please call the Commercial Loan Department. |
| 1All rates are based on a 30-year term, owner-occupied single family residence located in NY State, conforming loan amount ($625,500 or less), with 20% down payment, 0 (zero) discount points and a minimum FICO score of 660. |
| 2The rates stated on adjustable rate mortgages is the initial rate and subject to increase. For example, on a 5/1 ARM, the initial rate is fixed for 5 years and may adjust annually thereafter. For APR purposes, the APR assumes a $100,000 loan on a 5/1 ARM with a 30-year term. |
| 3Programs, rates and terms are subject to change and subject to FCSB's Underwriting policies |
| 4For additional information, please call our Loan Department at 516-609-3500. |
|
