What Your Home BuyAbility Test Score Means

Compare your total score to the chart below. It shows how much home may be in your price range along with a typical down payment.

Regardless of how you scored, you can apply for the mortgage or refinancing amount you have in mind. That’s because our lending officers always try to find ways to approve loan requests, not look for reasons why they can’t.

Home BuyAbility Chart

If You Scored 14 to 17 points:
You could qualify for a mortgage up to $60,000 with a typical down payment of 10%.

If You Scored 18 to 20 points:
You could qualify for a mortgage up to $80,000 with a typical down payment of 10%.

If You Scored 21 to 24 points:
You could qualify for a mortgage up to $100,000 with a typical down payment of 15%.

If You Scored 25 to 28 points:
You could qualify for a mortgage up to $125,000 with a typical down payment of 20%.

If You Scored 29 to 31 points:
You could qualify for a mortgage up to $150,000 with a typical down payment of 25%.

If You Scored 32 to 33 points:
You could qualify for a mortgage up to $175,000 with a typical down payment of 25%.

If You Scored Over 33 points:
You could qualify for a mortgage over $200,000 with a typical down payment of 25%.